CONTENTS

Holy Prophet (PBUH) as a Preceptor for All Times
Shakeel Ahmed Qureshi & Muhammad Idrees Lodhi

Islam: Past, Present and Future
Saima Ashraf Kayani

Jamal Ad-Din Afghani: A Pioneer of Islamic Modernism  
Malik Mohammad Tariq

Swat Valley: The Strategic Cap-Stone  
Khalil-ur-Rehman

Institutional Changes in Traditional Societies: An Example from Rural Northwest Pakistan
Inayatullah Jan

Impact of Village Group Financial Services on Women Empowerment and Poverty: A Case Study of the First Micro Finance Bank Gilgit
Malik Muhammad, Pervez Zamurrad Janjua, Kifayat Ullah

Beneath The Surface: An Investigation of School Related Fears and Harassment
Muhammad Asif khan, Arshad Ali & Tayyaba Mufti